SELECTOR® Money Management follows a doctrine of trend following asset allocation. Trend following is a time tested and dependable method of money management. SELECTOR® identifies asset classes and corresponding securities that are outperforming the market averages represented by several varieties of positive technical trends.

SELECTOR® identifies asset classes and corresponding securities that are performing poorly for purposes of avoiding or removing them from managed portfolios. Trend following is a high maintenance technique and requires the skills of a full time money manager.

SELECTOR® is specifically interested in trend following institutional investors. Institutional investors include major financial institutions such as banks, insurance companies, state retirement plans, and mutual funds. Institutional investors are responsible for huge amounts of investment capital and are classically very prudent and long-term in their investment discipline. They are also very disciplined and steady in their strategies, a trait that is helpful to recognize when analyzing their investment activities.

SELECTOR®'s institutional trend following philosophy is well illustrated by fundamental analogies involving automobiles and semi tractor-trailers and their drivers. Semi drivers have several advantages over automobile drivers. Because they sit higher, they have a better view of the road. They see more. They have more information on road conditions because they are in constant radio communication with other semi drivers, and often with dispatchers via global positioning satellite communications. They have more information. They are on the road full time and are very experienced in adapting to ever-changing road conditions. They are full time professionals. Their vehicles have enormous mass and are less affected by weather and by "critters" that wander into their path. They are ready for almost any kind of road condition that may arise.

In the investment world, institutions are the semis. They see more. They have more information. They are full-time professionals. And they take advantage of tremendous economies of scale. SELECTOR® pays close attention to institutional buying and selling activities. We take notice when they slow down or change lanes. When the weather gets rough, SELECTOR® follows closely in their tracks. It is prudent and sensible to invest with the heavyweights in the industry.